Affinity Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union’s privacy policy and practices concerning the personal information we collect and disclose about our members. It also includes information about the parties who receive personal and sometimes nonpublic information from us as we conduct the business of the credit union.
Children’s Online Privacy Policy Protection Act (COPPA)
Biometric Information Privacy Policy and Consent
If after reading this notice you have questions, please contact us.
Privacy Policy
Facts – What does Affinity Credit union do with your personal information?
WHY?
- Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?
- The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account transactions
- checking account information and credit history
- employment information and payment history
- When you are no longer our member, we continue to share your information as described in this notice.\
HOW?
- All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Affinity Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information:
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.
- Does Affinity Credit Union share this?
- Yes
- Can you limit this sharing?
- No
For our marketing purposes – to offer our products and services to you.
- Does Affinity Credit Union share this?
- Yes
- Can you limit this sharing?
- No
For joint marketing with other financial companies.
- Does Affinity Credit Union share this?
- Yes
- Can you limit this sharing?
- No
For our affiliates’ everyday business purposes – information about your transactions, experiences, and creditworthiness.
- Does Affinity Credit Union share this?
- No
- Can you limit this sharing?
- We don’t share
- Does Affinity Credit Union share this?
- No
- Can you limit this sharing?
- We don’t share
Questions? Call 1-800-343-1028 or go to www.affinitycuia.org
What we do:
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.
We collect your personal information, for example, when you…
- open an account or make a wire transfer
- apply for financing or provide account information
- give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only…
- sharing for affiliates’ everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions:
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Affinity Credit Union has no affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Affinity Credit Union does not share with our non-affiliates so they can market to you
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include insurance companies
Children’s Online Privacy Policy Protection Act (COPPA)
Biometric Information Privacy Policy and Consent
If after reading this notice you have questions, please contact us.